Rehab insurance is something that many families wish they had. If they did, they might not stress so much over getting themselves or their loved ones into addiction treatment. What they may not know is that changes to healthcare laws have made it likely that their health insurance not only covers some of a stay in addiction rehab, but might actually cover most of their stay.
So, what do you need to know about your coverage and how do you find out more?
Understanding dependent minors
Under the relatively new health insurance laws, your kids will probably be carried on your health care policy until they are 26. Chances are that the only way they will be removed is if they get married, and/or have their own ability to get health care coverage. In some cases, even when a dependent child has the ability to get their own health insurance, they cannot be removed from their parents’ insurance. This means that if your dependent child age 26 or under battles addiction, it is likely that she has some type of rehab insurance.
Since you’re covering her anyway, might as well see if your insurance pays for addiction treatment. Often, a simple phone call will help you to understand your coverage on such things and give you some peace of mind. Even if you’re not actively seeking treatment for your loved one now, you might in the future – at least you’ll understand how it will be paid for.
Almost all insurances cover addiction treatment
In fact, its part of the changes that healthcare went through a few years ago, and it’s going to benefit you or your loved one if you need to seek addiction treatment. Rehab insurance isn’t so uncommon anymore, as there are new laws about health insurance making sure to cover a stay in addiction rehab if necessary. This is great news for you, because it’s less you have to worry about paying for, and an increase in the chances that you or your loved one will choose to attend addiction rehab.
Since addiction treatment can become quite expensive, it’s important to know what your options are when it comes to payments. Rehab insurance is usually just part of your standard health insurance that you don’t usually think about. However, when you need it, this feature can save you a tremendous amount of money and get you the addiction treatment that you really need.
Now that you know, why not contact us at Elite Rehab to help you find the right addiction treatment facility for your needs? Well make all the calls, so you know how much rehab insurance you have to work with, and do all the searching for you. We can match you or your loved one with a rehab that meets your needs, and all you’ll have to do is choose the one that works for you. Get started living your clean and sober life today – we can help.