Paying for Heroin Rehab – There are Options

 

Paying for heroin rehab is one of the toughest things that someone who is addicted to this substance will have to deal with. How does one come up with $20,000 or more to cover the cost of 30 days in treatment? Some people can, and for a while, it was believed that rehab was only for the wealthy whose families could afford it, but these days, things are getting easier to cover.

So, how does one go about paying for heroin rehab? Lots of places suggest that you take money from your retirement fund, but unfortunately, by the time you get to the stage where you’ve decided that you need to get help, chances are your retirement fund has already been tapped. You might choose to refinance your house if you have equity in it, but many people who struggle with a heroin addiction have gotten to the place where they have burned up every last resource they have.

This is where things get a bit tricky because when you have nothing but state funded insurance or Medicaid, and no savings to speak of. The good news is that there are still ways you can pay for rehab, and it won’t require a massive loan, either.

Exploring Treatment Options that Work for You

One of the biggest things that a person seeking treatment for a heroin addiction can do is explore all of their treatment options. Maybe you’ll find that inpatient rehab isn’t necessarily the most important step for you on the first try.

This is where intensive outpatient rehab programs come into play. They are much less expensive because you cover the room and board of your recovery process, but you still get to enjoy an intensive rehabilitation program. In many cases, this is the first thing that insurance companies want to pay for because the cost to them – and you – is much lower than if you were to try an inpatient approach.

Some people choose to see an addiction therapist, who may or may not accept insurance but usually will work on a sliding pay scale according to your income. While the visits might only be once weekly, the focus is on developing your life and understanding what drives your addiction, and that can help many people.

Often, people who choose this option supplement their therapy with a program like Narcotics Anonymous. In fact, many therapists who help their clients in overcoming their heroin addiction with the help of medications will recommend a daily visit to an NA meeting to help them get the most out of a community-based recovery approach, as well as the therapy they need to kick heroin.

What many people don’t fully realize is that addiction treatment and recovery often begins with rehab, but it continues for many years. The program one individual chooses isn’t going to work for everyone, but recovery can, and should be a personal decision.

When you Really Need to go to Heroin Rehab

When you really need to go to heroin rehab, you’ll probably know it. This is for those who have been really struggling and might have even tried to overcome their addictions on their own, or with a lighter type of treatment approach.

So, you’ve come to the decision that you just need time to focus on you without heroin. You need to have it removed from your life, and you need a healthy, supportive environment in which to do it. Enter the many benefits of heroin rehab.

Now for the tricky part. Financing your stay in rehab. Surprisingly, many people don’t realize that you do have some options here, and they might help you in your search for money to pay for treatment.

  • Work with your insurance. Believe it or not, but even Medicaid covers the cost of some addiction treatment. This is great news for those who really need to go to heroin rehab but simply have no resources to get the job done. Now, you might find that you have to attend a state-run facility, but often these are the programs that can offer the most help when it comes to treatment options like medically assisted heroin recovery.

Even if you don’t have Medicaid, but you do have insurance, when you find a rehab that works with your insurance program, you’ll likely discover that much of the cost is reduced. In fact, you might not know it, but it’s a law that insurance companies cover some type of addiction treatment, so chances are, yours will help with funding for your heroin rehab stay.

  • Create a payment plan. Now, you might want to talk to your family to help you out with this one, but many rehabs will accept payment plans to help you cover the balance of the cost of your stay in heroin rehab. Just make sure that anything you work with your loved ones will eventually be covered by you if they need it. Rehabs understand that their services are not cheap, and even with the help of your insurance and friends or family to cover the balance over time, things can add up. That’s why so many of them will really work with you and your loved ones to help you come up with affordable payments.
  • Look for grants. According to SAMHSA, there are grants available to help you cover the cost of your heroin rehab. While there is an application process, the rate of payout is good, and for many, a grant is what helps them bridge the gap between addiction and recovery.

Keep in mind that different states offer different types of grants and have different rules to how a person will receive this funding, but many are finding that the help of a grant to pay for their heroin rehab is a huge blessing.

These grants are often awarded in the form of treatment for individuals, but between Medicaid and a grant, people are finally starting to get the heroin addiction help they need.  Unlike other types of grants, these are for addiction treatment and heroin rehab, so you might find that the application process is easier than if you were seeking a grant for something else.

What the Individual States are Doing to Help

State governments are well aware of the problem that many have paying for heroin rehab. That’s why so many of them are working to put plans in place that help many people get the addiction treatment that they so desperately need.

One program in Indiana is actually working to help uninsured, low-income people who are affected by addiction. It puts addicts in a place called a “Recovery Residence,” that has been certified by the state and offers all the necessary resources to help an addict start on the recovery journey.

Lawmakers across the country are really beginning to take all kinds of addiction issues seriously, and especially the opioid epidemic, and this often means more funding and better accessibility to addiction treatment programs than before.

Where and How to Get Started

If you’ve decided that it’s time to start overcoming your addiction to any type of opioids, now it’s up to you to take the first step in your recovery journey and begin finding the right kind of treatment with the right kind of funding for your needs. This can be terrifying, because right now, even though you don’t have many resources, you probably don’t have too many debts, either.

Adding a rehab bill to your current set of problems isn’t a fun thought, but you can change the way you see paying for heroin rehab, and how you go about doing it. One of the first things you should do is give us at Elite Rehab Placement a call.

We understand financing issues and help people just like you find ways to pay for addiction treatment every single day. We can help you, too. Our trained counselors will talk to you and find out about your addiction, your treatment needs, and your personal preferences.

They will look for payment options, rehabs that work with your insurance plan, and even help you with the difficult task of finding grants to help fund your heroin rehab stay. We take your addiction seriously, and we take your recovery seriously. That’s why we work so hard to help you find treatment that you need to overcome your addiction to opioids. Because we’ve been there. We know what it’s like to struggle with something that you simply want to be free of, and we know how difficult it can be to have to do it all alone.

Why not give us a call today to find out how we can help you find the heroin rehab you need? Since there’s no obligation, and it won’t cost you anything to talk to our friendly staff, you have nothing to lose, but a beautiful recovery journey to gain. Isn’t it time to start living the way you really want to?