Your Insurance May Cover Drug Rehab Costs
Joe is a sales territory manager for a large company in the Midwest. He’s been doing this job for almost ten years, and has had great success with it. However, for the past couple of years his numbers have been decreasing, and his stress levels have been increasing. To cope with this, Joe started having nightly cocktails.
At first, he would just have a couple of drinks each evening, and maybe a bit more on the weekends. He figured on the weekends, since he didn’t have to get up and go to work, he’d indulge a bit more. He didn’t think it was any big deal, stating that this was his reward for his hard work.
But over the last six months, Joe has been drinking more and more. In fact, he’s begun hiding just how much he’s been drinking from his family and friends. He will stop at the bar after work, and sometimes he’ll have a couple of beers with his lunch. He doesn’t talk to anyone about this, but sometimes he wonders if he’s become an alcoholic. He doesn’t drink to the point of blacking out, but sometimes he gets pretty darn drunk, and he can’t seem to go more than three days without drinking.
He goes to bed extremely tired, and wakes up tired. Sometimes he feels like he’s losing his mind, and he can’t keep going on like this. He’s afraid that if he tells his wife, she will lose respect for him and might even leave him. He’s afraid of reaching out for help, because there’s a part of him that doesn’t want to give up drinking. He likes the way it makes him feel numb, and relax him after a hard day’s work. Besides, he’s tried to quit many times, but has been unsuccessful.
High functioning alcoholic
Joe is your typical high functioning alcoholic. Though he can’t admit this to himself yet, at some point in the future, he will probably hit a crossroads where he will have to accept this fact, and do something about it.
For alcoholics like Joe, or not so high-functioning alcoholics, when there’s an admittance of alcoholism, it becomes necessary to “do” something about it. Once in a while Joe thinks he would like to attend an alcohol rehab. The problem with this is that he doesn’t think that he can afford it or rehab insurance isn’t part of his insurance plan.
Rehab insurance: Do I have it?
Rehab centers take various kinds of rehab insurance. It can be quite confusing if you’re not sure about the process of drug rehab or rehab insurance. Many times, a health insurance provider will include a rehab stay as far as benefits. But there also maybe certain conditions or they may just pay a certain amount of the cost.
The good news remains though, that some rehabs can be paid for by health insurance. Additionally, there are some experts that can help you navigate insurance policies to see what your insurance will cover. This is one thing we do here at Elite Rehab Placement, as we’ll be the ones to take over the reins finding you the best rehab option that your insurance will cover, so you can get on with your life sober and free.
Coverage can vary
With the Affordable Care Act, many insurance companies have been prompted to offer healthcare services for substance abuse rehabs- a service that many opted out in for many years. This is great news for alcoholics, addicts, and the drug rehabs, as the more addicts that enter rehab, the less addicts out on the streets and less suffering too!
The actual coverage will depend on your policy. If you want to do a little digging, call a representative and ask them what services are covered. Most insurance cards have phone numbers on the back of them that you can call with questions and concerns. They may only cover outpatient services or they may cover the entire inpatient treatment. Depending on the coverage, you can make a decision about which type of rehab to enter.
Look at your other options
If your insurance only covers partial or does not cover anything, there are other financing options available. You may call around to different drug rehabs and discuss your situation with the staff and perhaps they will offer suggestions on other payment arrangements. Some drug rehabs have some governmental funding available to assist those who need help with payment. It may take some research and time invested, but it will be well worth it when you get yourself to treatment and begin your new life of recovery.
Whether you have rehab insurance or not, rehab is important
For those who struggle with addiction, life can be tough. No one wants to be dependent upon a substance to get by or cope with life. The disease of alcoholism or addiction is cunning and powerful and can really turn a life upside down. If you’ve been fighting addiction for some time now and have tried to stop using alcohol or drugs on your own, it is time to seriously consider attending a rehab. There you will be surrounded by substance abuse
professionals who can help you detox from the drugs and start on your path to recovery.
Inpatient or outpatient rehab
There are different options when it comes to rehabs. There’s inpatient rehab, where you pack up and head off to a treatment center for usually around 30 days. You can extend your stay if you feel it’s necessary, and you may leave the treatment center early if you really desire. The staff will encourage you to stay the whole course of the treatment, as success rates are higher when someone completes the program.
Inpatient rehabs are wonderful for those who are able to leave their surroundings, and dedicate themselves to early recovery. It can be tough to focus on your recovery when you’re surrounded by others who may be abusing substances, or in a toxic environment. Think of it as a month-long vacation from the stress of work, navigating relationships, financial strain, and so on. At an inpatient rehab, you’re monitored by staff 24/7, and you have the opportunity to learn a great deal about the disease of addiction and how you can cope with life without it.
Outpatient alcohol or drug rehabs benefit those who cannot just up and leave their home in order to attend treatment. A treatment facility will offer outpatient sessions, or classes, that will help you learn about the disease of addiction, as well as furnish you with various tools that you can use in overcoming that addiction. You may be introduced to a 12-step group, or a different support group. You’ll get to meet with a counselor, just as you would at an inpatient treatment center.
When you can come to understand the disease of addiction better, you empower yourself in a big way. When you can learn to identify your triggers, you’re less likely to relapse. Whether you attend an inpatient or outpatient treatment facility, you’ll be able to create a relapse prevention plan, as well as determine what aftercare services you can get involved in. Some may continue with a counselor, and others will attend meetings at Alcoholics Anonymous or Narcotics Anonymous. Others may find attending a religious or spiritual center to add value to their recovery as well. Each person can decide for themselves what they think would benefit them the most.
Are you struggling with alcoholism or addiction?
Do you identify with Joe, the high functioning alcoholic who is worrying more and more about his drinking habits? Have you tried to stop drinking or drugging over and over again, but not being able to do so? Have you read books and visited forums, yet still cannot seem to overcome this addiction?
If so, know that help is available whether you have rehab insurance or not.
The journey isn’t always easy, but the end result will be you clean, free, and experiencing more joy than you thought you could. Just talk to those who have been clean for years and they will assure you that there is light at the end of the tunnel.
If you’re ready to make a commitment to attend a drug rehab today, go ahead and give us a call now. We are here to assist you in moving forward in your recovery process. We can provide you with a list of rehab insurance providers that we work with. There are many insurance providers that assist with treatment at a rehab facility. We also have an insurance verification page where you can input your insurance information and we will have a counselor contact you as soon as possible to further assist you.
The first step might be the most difficult, but it is also the most important. You don’t have to struggle any longer. There is treatment available for any addiction, so allow substance abuse professionals to help you in getting sober and/or clean. There’s no shame at all in admitting you need help.
Pick up the phone and call us now.